Own it. Prove it. Protect it.

Your digital inventory for everything that matters - giving policyholders peace of mind, and insurers trusted data to cut claims costs, fraud, and underinsurance.

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A single source of truth for ownership

LAYBL gives every item a unique digital ID, linked to receipts, photos and verification data.

Policyholders get clarity on what they own and its value.

Insurers get trusted, customer-verified data that speeds up claims and cuts fraud.

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A white woman in a short tan coloured dress walks past modern architecture, her eyes closed as if in bliss and the wind blowing her her in front of her.

A black male walks past an old residential colonial style door with concrete steps, he's wearing black jeans, white trainers and a camel coloured overcoat. He's carrying a black leather holdall and appears to walking across the frame briskly.

“66% of UK households are underinsured when it comes to home contents insurance”
– MoneySuperMarket, 2024

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Cut costs, reduce fraud, increase customer loyalty and retention

With verified ownership data, claims can be settled in days, not months.

That means fewer disputes, less leakage, and a stronger relationship with policyholders - while unlocking new ways to innovate on cover.

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A white woman photographed from the waist up. She has medium length blonde hair, is wearing a sporty white crop top with a blue zipped gym hoody which is undone. She's reaching up and around to the back of her head as if to rescue her hair which has blown over her face.

A male with dark hair and is standing almost face on with a waterfall and nature scene behind him. He's dressed all in black outdoor wear. We can't see his face as he's looking behind himself.

Confidence in every claim

Policyholders don’t need to scramble for receipts or guess at what they own when buying home contents cover. LAYBL makes it simple to log and verify what they own - avoiding underinsurance surprises and giving peace of mind when it matters most.

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A black male is posing against a grey studio background. He is wearing a navy suit and is looking down, inspecting his navy tie

A white woman in a deck chair lounges on a beach, she has a straw hat over her face and is wearing a white sleeveless shirt with tan coloured shorts

Book a call with us

We’re partnering with insurers to integrate verified ownership data at policy onboarding - preventing underinsurance, and embedding that data so claims are faster, fraud is reduced, and trust is built from day one.

Book a call today to see how quickly we can set you up.

BOOK A CALL

A white woman is full specialist cycling clothing is cycling towards the frame along a forest gravel path.

A woman of possibly south american or asian descent is at a carnival or party. She wears a leotard of multiple vibrant colours and large sunglasses and a headdress partially obscure her face. She's holding a drink and looks to be in the middle of laughing and is having a good time.